RAF UNION is a people-powered cooperative focused on building a peaceful, prosperous society through cooperation in agriculture, business, trading, and IT. We provide interest-free loans, business grants, training, and income opportunities through our structured networks and trust-based systems.

No. RAF UNION is neither political nor religious. We are a cooperative movement built on trust, transparency, and teamwork. Our mission is financial empowerment, food security, and community development — regardless of political or religious affiliation.

Anyone who believes in our values of trust, cooperation, and shared prosperity can join — including farmers, traders, artisans, students, entrepreneurs, and community leaders.

You can join by registering with a verified RAF UNION representative, attending an orientation, selecting your preferred network (Consumer, Farmer, Producer, or Marketer), and contributing your first trust token to activate your membership.

R-Trust Fund is our cooperative’s financial engine — a reward-based crowdfunding matrix that allows you to earn from team-based participation. It’s built to empower members through collective wealth-building, business grants, and reward-sharing.

Our entry contribution varies by program. However, joining the R-Trust Fund typically requires a token commitment (e.g., ₦1,000–₦10,000) to begin your participation in the reward matrix.

You earn rewards each time new members join under you within the matrix system. The more your team grows, the more you earn across five levels of participation.

Unlike traditional cooperatives, RAF UNION integrates modern technology, crowdfunding, agribusiness, and inclusive trust-based systems. We also prioritize reward-sharing, impact-based financing, and training that transforms lives.

Absolutely. Many members start in one network (e.g., as a Consumer or Farmer) and later become Producers or Marketers. The goal is to empower you at every stage and help you grow across the value chain.

Yes. While we are based in Nigeria, RAF UNION is expanding globally. Many programs are available remotely, and we are building physical Trusted Team in different regions. We also work with diaspora communities.

By showing consistency, leadership, and helping others grow, you can be nominated or apply to become a Network Head, Team Coordinator, or National Representative. Training and rewards are available for leaders.

RAF UNION is flexible, but certain benefits tied to long-term participation may be forfeited if a member exits prematurely. Refunds or rollbacks depend on the type of contribution and the stage of the program. Always consult your Trust Fund Manager TFM.

The Trust Score is a performance metric based on your consistency, referrals, participation in programs, leadership, and feedback. A higher trust score gives you access to more rewards, loans, grants, and leadership opportunities.

You must be at least 18 years old to join independently. However, younger participants can be enrolled under parental or guardian supervision in our Junior Empowerment Plan (JEP).

Grants may come in the form of food support, business kits, agricultural tools, or cash for startup capital. Grants are awarded periodically to active members based on performance, participation, and community needs.

No. RAF UNION is a registered cooperative system built on real services, value exchange, and community development. Our model promotes long-term sustainability, not quick returns without work or accountability.

RAF UNION is sustained through member contributions, business activities, partnerships, agricultural profits, and reinvestment into community projects. Transparency and accountability are core principles of our operations.

RAF UNION is built as a cooperative with shared ownership and continuity. In the rare case of a disruption, members retain voting rights and shared equity, and contingency plans are in place for fund redistribution and recovery.